LOANS

Union Lending Corporation is dedicated to crafting custom loans between $400,000 and $15,000,000 for individuals, businesses, and farmers. We find creative ways to structure a borrower’s request for funds to meet the needs of both the borrower and the lender.

Our creative and custom lending solutions are made possible by our team of experienced lenders, lawyers and former bankers. There is no template for our loan structures. Each loan is considered on its own merits and every effort is made to find a solution, and a potential lender, with decisions made and funding provided faster than a bank.

  • Union Lending Corporation is here to provide financial solutions to individuals who do not fit the narrow requirements for a traditional loan at the bank.

    Our individual clients seek custom loans for a variety of reasons, including:

    • Refinancing an existing loan
    • Home renovation
    • Education
    • Purchasing a second home or vacation property
    • Consolidating existing debts

    Our team of mortgage associates and our mortgage broker, AJS Lending Advisors Inc., can structure a mortgage loan based on a creative assessment of your assets and financial situation, resulting in a personalized solution not available at a bank.

  • Small and medium businesses are valuable economic drivers. Our team is capable of crafting loans that suit your unique needs, to help your business succeed.

    Our business clients seek custom loans for a variety of reasons, including:

    • Borrowing against outstanding accounts receivable in good standing
    • Equipment purchases
    • Land or building purchases
    • To pay for supplies in order to provide services or create products to meet customer demand
    • To pay for products from suppliers that may charge higher interest rates
    • To buyout a shareholder

    Our private lenders are always looking for businesses and entrepreneurs to support by providing customized loans to help their business grow.

  • Agriculture is an industry unlike any other, resulting in unique financial circumstances for farmers. Often, the timing of your income does not align with the timing of your purchases.

    Our farmer clients seek custom loans for a variety of reasons, including:

    • Farm equipment purchases, either new, from an auction, or from a neighbour
    • Assistance with purchasing fuel, seed and fertilizer as a result of a delay in being paid for last year’s crop
    • To take advantage of bulk pricing or a sale offer by a supplier
    • Purchasing additional farmland that may be strategic to the farmer or that may need to be purchased quickly in order to take advantage of an opportunity (e.g., an estate sale or a neighbour wanting to sell)

    Our experts understand the agriculture industry. In certain circumstances, we can find a lender willing to finance 100% of the purchase price in order for the farmer to take advantage of a buying opportunity, so long as the farmer has equity in land or other available security.