Fast, Flexible Private Business Loans
Union Lending Corporation structures private loans for businesses and farms that need timely and flexible capital outside traditional bank channels.
Our senior team reviews your situation and designs lending structures that fit your cash flow, collateral, and timing requirements.
Who This Is For
- Borrowers needing $400,000 to $15 million in financing with flexible terms.
- Borrowers whose needs fall outside standard bank policies.
- Borrowers who need credit decisions made on a practical timeline to act on opportunities.
- Borrowers seeking non-bank lending with tailored collateral and repayment structures.
- Borrowers who value coordinated input from banking, legal, and credit specialists.
What You Get
- Custom loan structures: Lending arrangements designed around your cash flow, collateral, and required term, subject to underwriting and completion of required loan documents.
- Practical decision timelines: The credit team aims to provide decisions within approximately two business days of receiving required documentation, recognizing timelines may vary based on complexity.
- Access to a large private-lender network: We work with a broad network of private lenders to increase flexibility in structure, security, and term.
- Legal and credit expertise: Senior bankers, lawyers, and CFAs coordinate underwriting, documentation, and servicing so terms and expectations are clear.
- End-to-end servicing: From initial discussion through funding and ongoing administration, our team manages the lending process.
How Our Process Works
Why Union Lending Corporation
- Experienced senior team: Senior bankers, lawyers, and CFAs collaborate on underwriting, documentation, and servicing of the loan.
- Non-bank lending focus: We operate with a credit appetite that can extend beyond conventional banks, while remaining within defined LTV parameters and lending policies.
- Large private-lender network: Relationships across a range of private lenders support customized structures and practical funding timelines.
Pricing
Our pricing and fees depend on the loan size, complexity, and structure.
We aim for transparency and discuss all costs upfront before proceeding.
FAQs
What types of businesses qualify for private business loans?
We work with operating businesses, entrepreneurs, and farmers that require secured private lending, particularly where traditional bank policies limit access to capital.
How quickly can I expect a decision and funding?
Timelines vary by transaction. Our goal is to accelerate decisions compared to traditional lenders and, in many cases, to provide a credit decision within approximately two business days of receiving required underwriting documentation.
What collateral is accepted?
We consider diverse collateral types, including real estate, equipment, inventory, and receivables, tailored to each case.
What is the typical loan amount range?
We typically lend between $400,000 and $15 million depending on client needs and security.